Need an appraisal in Fort Collins or Larimer County?
The top 7 reasons Colorado homeowners call on Colorado Appraisal Services:
We at Colorado Appraisal Services understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a regular consumer that ordinarily doesn't look at appraisals every day, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Colorado Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
Challenging a property tax assessmentYour local tax assessor may have your house overvalued if you live in a region that's going down or is not appreciating as much as other properties close to yours. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from Colorado Appraisal Services is your strongest weapon.
Appraisals to remove PMIA preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping clients just like you rid yourselves of unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Colorado Appraisal Services can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for verity? An appraiser from Colorado Appraisal Services can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.